Building a nationwide DBT system to support over 34 million mothers with timely benefits
Pradhan Mantri Matru Vandana Yojana (PMMVY)
CDFI partnered with the Ministry of Women & Child Development (MoWCD) to design, develop, and implement a DBT-based system for PMMVY, India’s flagship maternity benefit program. The system ensures that pregnant and lactating women receive ₹5,000 in three instalments, directly in their bank accounts, for fulfilling key health and nutrition milestones. Beyond platform development, CDFI supported programme review, tech planning, and on-ground capacity building.
₹140
billion disbursed through DBT
34.8
million beneficiaries enrolled
Region
Across India
Start Date
March 2019
Status
Completed
Lead Partner
Ministry of Women & Child Development (MoWCD)
Benefeciaries
Pregnant and lactating women across India
PMMVY ensures ₹5,000 reaches every eligible mother quickly, securely, and transparently.
Pradhan Mantri Matru Vandana Yojana (PMMVY)
CDFI partnered with the Ministry of Women & Child Development (MoWCD) to design, develop, and implement a DBT-based system for PMMVY, India’s flagship maternity benefit program. The system ensures that pregnant and lactating women receive ₹5,000 in three instalments, directly in their bank accounts, for fulfilling key health and nutrition milestones. Beyond platform development, CDFI supported programme review, tech planning, and on-ground capacity building.
Success of our implementation of PMMVY
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140+ Billion Rupees Disbursed
₹5,000 were provided to each mother in three stages paid directly via bank transfers.
34.8 Million Mothers Supported
From rural districts to urban centres, the programme reached women across India’s geography.
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Integrated with UMANG App
Scheme details are now available via UMANG, making access and tracking easier for all beneficiaries.
Built for scale. Sustained through partnership.
Policy to Platform
CDFI supported policy design and tech architecture for the PMMVY system.
Capacity Building at Scale
Workshops and training were conducted to ensure smooth state-level rollouts.
PMU and SDA Setup
CDFI helped appoint and guide dedicated teams to manage operations and development.
Features of the Implementation
End-to-end digitisation of beneficiary workflow
Automated payment processing through PFMS
Configurable milestone-based disbursal system
Mobile access through UMANG
Real-time monitoring and grievance redressal
Integration with state data systems
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Benefits of the Implementation
Ensures timely benefits for pregnant and lactating mothers
Reduces fraud and leakage through direct transfers
Empowers women with transparent entitlements
Enables faster decision-making at central and state levels
Recognised nationally for governance innovation
How the solution bought an impact of scale
Pregnant and lactating mothers benefitted
15
MN+
Pregnant and lactating mothers benefitted
15
MN+
Pregnant and lactating mothers benefitted
15
MN+
Awards and Recognitions
Research
Meghalaya government won the Skoch Award. The award was won in theGold category to Improve Social Parameters’ in the state’s South West Garo Hills region.
Research
Meghalaya government won the Skoch Award. The award was won in theGold category to Improve Social Parameters’ in the state’s South West Garo Hills region.
Research
Meghalaya government won the Skoch Award. The award was won in theGold category to Improve Social Parameters’ in the state’s South West Garo Hills region.
Research
Meghalaya government won the Skoch Award. The award was won in theGold category to Improve Social Parameters’ in the state’s South West Garo Hills region.
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