Embedding Digital Payments for FPOs
Embedding Digital Payments in Agri-business Operations of 40 FPOs
CDFI partnered with the Ministry of Electronics and Information Technology (MeitY) to embed digital payments into the daily agri-business activities of 40 Farmer Producer Organizations (FPOs). Through the KANCHI platform, farmers in Tamil Nadu and Uttar Pradesh can now access input centres, record sowing data, sell produce, and make digital payments, transforming how FPOs operate at the grassroots.
33,800
farmers onboarded across Tamil Nadu and Uttar Pradesh
₹1
Cr worth of digital payments processed
Region
Uttar Pradesh & Tamil Nadu
Start Date
April 2022
Status
Completed
Lead Partner
Ministry of Electronics and Information Technology (MeitY)
Benefeciaries
Farmers across 40 FPOs in UP and TN
More than 17,600 farmers made their first-ever digital agri-business payment through KANCHI, unlocking trust, ease, and transparency in transactions.
Ministry of Electronics and Information Technology (MeitY)
CDFI developed and deployed the KANCHI platform, a mobile and web-based tool to digitise agri-business operations for farmer collectives. From selling seeds and fertilisers to aggregating produce and enabling secure payments, KANCHI bridges technology with the needs of rural farmers. The platform also supports AEPS, PoS-based payments, and real-time reporting for FPO management and government visibility.
.jpeg)
Success of our implementation of KANCHI
Digital Access for 33,800+ Farmers
Over 14,200 farmers in UP and 19,600 in TN were onboarded to the platform, with access to digital tools for transactions, sowing, and sales.
₹1+ Crore in Digital Transactions
More than 26,000 transactions related to inputs like fertilisers and seeds were recorded, totalling over ₹1 crore in value.
From Land to Market
KANCHI enabled the aggregation of 7,02,500+ kg of raw coconut, 2,75,500+ kg of maize, and 3,50,000+ kg of small onions, helping farmers sell efficiently.
Built for inclusion. Delivered for continuity.
Farmer-Facing, Field-Tested
KANCHI was piloted with 40 FPOs across two states, tested through real-world agri-business operations, and designed for offline-first environments.
Digitally Enabled Infrastructure
40 PoS machines were deployed, AEPS was integrated, and video campaigns helped train farmers on using cards, QR codes, and biometric payments.
Dashboard-Driven Governance
A live portal was developed to display real-time visualisations of FPO transactions, now actively used by MeitY and partners. kanchi.cdfi.co.in
Features of the Implementation
Web and mobile platform for FPO management
AEPS, QR, PoS-based payment options
Input sales and inventory tracking
Produce aggregation and procurement workflows
Digital sowing and land data records
Farmer onboarding and KYC capture
Dashboard for analytics and monitoring
Benefits of the Implementation
Reduces cash dependency in rural agri-transactions
Brings financial inclusion to first-time digital users
Enables better tracking of FPO operations
Streamlines procurement and inventory flows
Builds farmer trust through transparent transactions
How the solution bought an impact of scale
Pregnant and lactating mothers benefitted
15
MN+
Pregnant and lactating mothers benefitted
15
MN+
Pregnant and lactating mothers benefitted
15
MN+
Awards and Recognitions
Research
Meghalaya government won the Skoch Award. The award was won in theGold category to Improve Social Parameters’ in the state’s South West Garo Hills region.
Research
Meghalaya government won the Skoch Award. The award was won in theGold category to Improve Social Parameters’ in the state’s South West Garo Hills region.
Research
Meghalaya government won the Skoch Award. The award was won in theGold category to Improve Social Parameters’ in the state’s South West Garo Hills region.
Research
Meghalaya government won the Skoch Award. The award was won in theGold category to Improve Social Parameters’ in the state’s South West Garo Hills region.
.png)
.png)
